Value Proposition
As detailed below, Thomas O’Neill & Associates is committed to offering innovative product solutions and value added services for our group benefits clients.
| Elite Market Access |
With our elite agent status, we have access to exclusive product lines that are only offered through select brokers. As well, we will give you access to the best premium rates available on the market. |
| Cost Effective Plan Design |
With our unique strategies to developing flexible and affordable benefits plans, we will ensure a cost effective plan design, customized to your particular needs. |
| Sustainable Cost Reduction |
We will aggressively negotiate your annual renewal rates with your benefits provider to ensure your costs remain in line with your plan usage. |
| Superior Plan Service |
We will be your first point of contact for all plan inquiries, and will ensure the timely resolution of any administration issues. |
| Disability Claims Management |
We can develop programs to minimize your disability and WCB claims experience, and ease the burden of administering these claims. |
| Consistent Claims Review |
We will review your claims experience on a regular basis throughout the year, and prepare a 9-month experience report that will provide you with a projection of your renewal. If this report shows higher than expected claims activity, we will identify those areas of concern and provide you with plan design alternatives to help control claims. This will ensure that you are not caught off guard by a considerable hike in rates at renewal time. |
| Communication Services |
To facilitate your employees' understanding of the benefit plan, we will host introductory informational sessions and provide the employees with ongoing communication materials. |
