Life Insurance

Life insurance, in its simplest form, will provide for the immediate cash needs upon your death.  This death benefit is received tax-free, and will bypass probate.  With a wide variety of plan structures, such as Term, Universal Life, and Whole Life, life insurance will provide financial security for your family and/or business.  There are extensive uses for these plans, including:

1. Estate planning
2. Mortgage insurance
3. Income replacement for a surviving spouse
4. Funding a Buy/Sell agreement
5. Key Person insurance
6. Tax-sheltered wealth accumulation
7. Charitable giving