Long Term Care

We all plan on being healthy throughout our lifetime, but sometimes getting older can prevent us from doing things that we now take for granted.  With the rapidly aging population in Canada, there are growing concerns about the future availability and costs of services for the senior population.  Part of planning for your golden years means considering the possibility that you will need long-term care and the funds to pay for those services. 

Long Term Care insurance will provide you with financial assistance if you suffer a severe cognitive impairment or need help performing two of the Activities of Daily Living, such as dressing, bathing, going to the bathroom, continence, eating or moving about.  This coverage will allow you to remain independent should you require the services of a long-term care facility or professional services at home.

Long Term Care benefits are not limited to the sick or elderly, and may be an essential part of your recovery from an accident or extended period of disability.  Long Term Care coverage is an excellent supplement for your income protection program.